Stolen credit card information? That's so last year.

Recent security service commercials are emphasizing the fact that stolen credit card information is a valuable commodity. If a thief skims information from a credit card, people are willing to buy it. A recent article notes that such information can be purchased at a rate of 22 cents per stolen credit card.

But if you really want to make money fraudulently, you'll steal other stuff:

They also found the following accounts for sale at these average prices per account; PayPal — with a guaranteed USD 500 balance — (USD 6.43), Facebook (USD 3.02), Google Voice (97 cents) and Netflix (76 cents).

Why are thieves getting such low payouts for credit cards? Because the banks that issue the cards are getting more sophisticated in catching fraud.

Other companies, including Uber (or, more accurately, the many completely independent contractors that jointly market themselves as Uber), are catching up in fraud detection, but the market prices for stolen credentials don't reflect this yet.