A bank foreclosure - yes, a homeowner foreclosed on a bank

Credit MegaZone for bringing this 2011 story to my attention. It can also be found on Crooks and Liars.

If anyone has been paying attention to the news over the last few years, it's no surprise that bank records on home mortgages have sometimes been inaccurate. This was the case in Collier County, Florida in early 2011, when Bank of America filed foreclosure papers on the home of the Nyerger family. One slight problem:

The couple said they paid cash for the house.

The couple and the bank went to court, it was proven that the couple had never even had a mortgage in the first place, and the court ordered Bank of America to pay the couple's legal fees.

Five months went by, and the bank still hadn't paid.

So guess what the couple's lawyer did?

Sheriff's deputies, movers, and the Nyergers' attorney went to the bank and foreclosed on it. The attorney gave instructions to to remove desks, computers, copiers, filing cabinets and any cash in the teller's drawers.

After about an hour of being locked out of the bank, the bank manager handed the attorney a check for the legal fees.

"As a foreclosure defense attorney this is sweet justice" says [attorney Todd] Allen.